Visa Survey Finds Safeguards Lift Stablecoin Interest

Visa said a survey found that 56% of U.S. adults would be willing to use stablecoins for cross-border transfers if the digital assets came with hypothetical bank-level fraud protection and deposit insurance, compared with 36% without those safeguards. The findings measure stated interest, not actual use, and Visa said the scenario does not mean such protections are available or planned. The Money Travels 2026 survey was conducted by Morning Consult from February 24 to March 2 and included 2,192 U.S. adults. Visa reported that willingness to use stablecoins rose to 45% when they were offered through an existing financial provider. In the survey, 64% said the provider mattered more to their trust than the underlying technology. Awareness remains limited: Visa said 56% of respondents had never heard of stablecoins. Some respondents who were familiar with them mistakenly believed their value fluctuated like Bitcoin, the company reported. Traditional commercial banks and global payment networks were the most trusted providers of digital currency services, with 61% and 60% of respondents, respectively, expressing trust in them. The results describe responses to hypothetical scenarios.