OpenAI launches ChatGPT Wallet for agent-led purchases

OpenAI has launched ChatGPT Wallet, a feature that lets its ChatGPT agents, called dots, complete purchases after users review the order and approve payment with a security check. The initial rollout is limited to eligible ChatGPT Pro subscribers in the United States who are at least 18 and have qualifying U.S.-issued cards, the company said.

Users add a payment card through a secure form, then ask a dot to find or buy an item. Before checkout, the agent displays the merchant, items, total and selected card, along with any recurring-payment terms. The user must approve the transaction, for example with Face ID or a fingerprint. OpenAI says each approval creates a record of what was authorized.

The payment network supplies a token that substitutes for the card number, security code and expiration date. OpenAI says neither the agent nor the merchant receives the actual card details. The purchase is processed through the merchant’s existing checkout, and the charge goes to the card linked to the token.

The company says the feature was built with American Express, Mastercard and Visa. Its help information lists eligible cards from those networks and eligible Chase cards for primary...