OpenAI adds linked bank and investment data feature to ChatGPT for U.S. Pro users

OpenAI has rolled out a new personal finance feature in ChatGPT that lets U.S. subscribers connect bank and investment accounts and ask questions based on their real transaction and holdings data. The preview, available to ChatGPT Pro users on the web and iOS starting Friday, aims to move financial guidance from general tips toward responses grounded in an individual’s connected accounts.

The integration works through Plaid, which OpenAI says supports connections to more than 12,000 financial institutions, including major providers such as Chase, Fidelity, Charles Schwab, Robinhood, American Express and Capital One. After users link accounts by navigating to a Finances section in ChatGPT or starting a command such as Finances, connect my accounts, ChatGPT syncs and categorizes the data and generates a dashboard showing portfolio performance, spending patterns, recurring subscriptions and upcoming payments.

Users can then ask conversational questions about their finances, such as whether their spending has changed, which subscriptions may be increasing costs, or how long it could take to reach savings or debt payoff goals. OpenAI said the feature is powered by its GPT-5.5 model...