Zerohash Europe secures EMI and MiCA licenses for stablecoin payments

A cryptocurrency infrastructure provider has become the first firm to secure a dual regulatory authorization required to operate stablecoin payment services across the European Economic Area. Zerohash Europe obtained an Electronic Money Institution (EMI) license from the Dutch central bank, De Nederlandsche Bank, complementing its existing license under the European Union's Markets in Crypto-Assets Regulation (MiCA).

The company, which operates as a business-to-business provider for banks and fintechs, received its MiCA authorization from the Dutch Authority for the Financial Markets in October 2025. The new EMI license completes a necessary pair of approvals. European regulators clarified in 2025 that holding and transferring stablecoins for clients constitutes a payment service under existing electronic money rules, requiring this separate license beyond standard MiCA registration.

With both authorizations, Zerohash is now licensed to provide regulated crypto-asset and electronic money services, including stablecoin payments, across all 30 countries in the European Economic Area. The firm noted it can work directly with banks, brokerages, fintechs, and payment providers....