Virgin Money card spend this summer 2025 led by eating out and travel

Virgin Money credit card customers increased their spending on lifestyle items this summer, with purchases between June and August 2025 rising by £1.9 billion compared with spring, a 6 percent increase, the bank said. The biggest gains were in eating out, clothing and travel, while spending on home improvement and subscriptions fell.

Eating out and takeaway spending reached £224.8 million over the three months, up 16 percent from spring 2025 and 17 percent higher than the same period last year. August was the busiest month, with £80.6 million spent, a peak the bank said may have been helped by the August bank holiday. The majority of that category went to takeaways, with McDonald’s, Deliveroo and Uber Eats the top outlets.

Clothing purchases rose to £106.2 million, a 14 percent increase year on year and 10 percent up from spring. Average transaction values were marginally lower than last summer at £46 compared with £47, indicating shoppers made purchases more frequently rather than spending more per visit. Top retailers in the period included Next, Asos, Zara and the resale platform Vinted, where customer spend rose 50 percent to £3.9 million from £2.6 million a year earlier.