UK State Pension age to rise to 67 in stages from 2026

The State Pension age in the UK will begin to rise to 67 in stages starting in mid‑2026, and millions of people approaching retirement have been urged to review their finances and entitlement now to avoid confusion and shortfalls. The phased increase, which will be completed by 2028 for people born between 6 March 1961 and 5 April 1977, will add a growing number of months to the date on which individuals can first claim their State Pension rather than moving everyone to 67 on a single date.

Under current rules, the basic State Pension is paid to those who have reached the qualifying age and have a minimum number of National Insurance qualifying years. The New State Pension requires roughly 35 years of contributions for the full amount, while some entitlement can be conferred with as few as 10 years. Around 13 million people currently receive State Pension payments of up to £230.25 a week. DWP guidance says people affected by the change will receive letters well in advance and that anyone can check their personal State Pension age on the government website.

The gradual implementation means some people will wait an extra month, others two, three or more months before becoming...