Ripple unveils AI treasury tools and digital asset returns

Ripple announced an AI-assisted treasury orchestration layer and a digital-asset returns feature for eligible businesses on October 26, saying the tools are intended to help companies manage cash and payments beyond traditional banking hours. Unveiled at Swell 2026, the orchestration layer works with GSmart across cash positioning, forecasting, reconciliation and payments, according to Ripple. The company said the system connects treasury decisions with payment workflows and is designed to help finance teams respond to liquidity needs. A separate feature, which Ripple calls 247 Returns, may allow eligible customers to earn returns on qualifying digital assets held in a Ripple wallet. Ripple specifically named RLUSD, its U.S. dollar-backed stablecoin, as eligible, subject to program requirements. The announcement does not say whether XRP qualifies. Ripple said businesses can participate without independently managing the underlying digital-asset transactions. It did not disclose a return rate, how returns would be calculated, detailed eligibility rules, program costs or an availability date. Those terms will determine what companies can earn and the conditions attached to...