Ripple Payments Europe authorized under EU MiCA on July 17

Ripple Payments Europe has been authorized as a regulated crypto asset service provider under the European Union's Markets in Crypto-Assets (MiCA) framework, according to the latest update to the official register maintained by the European Securities and Markets Authority (ESMA). The company was among 14 new firms added to the list on July 17, 2026, bringing the total number of authorized providers across the bloc to 294.

The authorization grants Ripple Payments Europe, the company's Luxembourg-based subsidiary, a Crypto Asset Service Provider (CASP) license. This license, combined with an existing electronic money institution license held in Luxembourg, allows the firm to offer regulated crypto payment and exchange services across the 30 countries of the European Economic Area under MiCA's "passporting" rules. Ripple stated that this enables banks, fintechs, and corporate clients to collect, exchange, and pay out funds through a single integration.

The latest batch of approvals highlights the growing participation of traditional financial institutions in Europe's regulated crypto market. Alongside Ripple, the new entrants include Portugal's Bison Bank, Croatia's state-owned...