Ripple CEO Predicts 90% Chance of Clarity Act Passage by 2026

Ripple CEO Brad Garlinghouse expressed strong optimism about the passage of the Clarity Act, predicting a 90 percent chance the legislation will become law by the end of April 2026. In a February 18 interview on Fox Business, Garlinghouse highlighted accelerating momentum in Washington, including active involvement from the White House, as a key driver for the bill's advancement.

The Clarity Act seeks to establish a clear regulatory framework for digital assets in the United States, delineating oversight responsibilities between the Securities and Exchange Commission and the Commodity Futures Trading Commission. This would address long-standing uncertainties by classifying certain cryptocurrencies as commodities rather than securities, potentially easing enforcement actions and fostering innovation. The bill passed the House of Representatives in July 2025 with bipartisan support, but progress stalled in the Senate amid debates over provisions related to stablecoin yields and their potential impact on traditional banking deposits.

Garlinghouse attributed his heightened confidence to recent developments, including a series of White House meetings between cryptocurrency industry...