Lloyds to Close 95 UK Branches by 2027

Lloyds Banking Group announced plans on Thursday to close 95 bank branches across the United Kingdom, continuing a wave of reductions in its physical network amid a shift toward digital banking. The closures, affecting its Lloyds Bank, Halifax and Bank of Scotland brands, are scheduled between May 2026 and March 2027, with 53 Lloyds branches, 31 Halifax sites and 11 Bank of Scotland locations impacted.

The decision follows ongoing efforts to adapt to changing customer preferences. Lloyds is currently implementing a previous round of 49 closures set to conclude by October, after announcing 136 shutdowns last year that will wrap up by March 2026. Once all prior plans are complete, the group will operate 610 branches nationwide. Specific sites include Lloyds branches in towns such as Aberdare in Wales, Altrincham in Greater Manchester and Bournemouth in Dorset, alongside Halifax locations in Armthorpe in South Yorkshire and Ashton-under-Lyne in Greater Manchester, and Bank of Scotland branches in Blairgowrie and Broughty Ferry in Scotland. Some closure dates remain subject to adjustment, particularly where banking hubs are planned.

To mitigate effects on cash access, the cash...