Apple to add receipt‑based bill splitting in iOS 27

Apple is preparing to introduce a new feature in iOS 27 that will allow iPhone users to split bills by simply photographing a receipt. The tool, expected to be announced at the company's Worldwide Developers Conference next week, will enable users to assign individual items from a receipt to different contacts and automatically generate payment requests.

The feature will be integrated with Apple Cash, the company's peer-to-peer payment service within the Wallet app. After photographing a receipt, a user can tap to assign items, including the distribution of taxes and tips, to specific people. The system then calculates each person's share and sends a payment request directly through the Wallet app or via the Messages application. Recipients can approve and complete the payment from their iPhone or Apple Watch.

This move represents a significant expansion of Apple's financial services toolkit, which already includes Apple Pay, the Apple Card credit card, and Apple Cash payments. By embedding the bill-splitting function directly into its operating system, Apple is positioning its ecosystem as a more comprehensive solution for everyday money management. The approach eliminates the...